How To Collect Compensation For An Uber or Lyft Accident
If you’ve been seriously injured in an accident that involves a rideshare such as Uber, you have a right to collect compensation for your out-of-pocket medical expenses, lost earnings, pain and suffering from the responsible parties. The process is similar to other types of Texas car accidents, but there are some reporting and insurance issues that can complicate your claim. That’s why it’s crucial to hire an experienced Houston Uber and Lyft accident attorney that has experience in handling this type of case. The Morgan Legal Group will leave no stone unturned to get you the maximum amount of compensation - call (713) 969-5026 to schedule a free consultation.
What Causes Uber and Lyft Accidents?
The only qualifications necessary for driving an Uber or Lyft in Texas is an ordinary driver’s license with a clean record, so professional-quality driving should not be expected. Like others who drive for a living, these quasi-professionals only make money when they’re on the road, making it tempting to work long hours without adequate breaks. That’s why the rate of Uber and Lyft accidents is higher than it is for taxis, trucks, and passenger cars. These are the most common types of rideshare accidents in Texas:
Distracted Driving causes the lion’s share of Uber and Lyft accidents and includes such activities as using a cell phone, texting, grooming, eating, and drinking while operating a vehicle;
Fatigued Driving from long hours on the road can lead to slowed reactions and falling asleep at the wheel;
Driving Under The Influence of alcohol, marijuana, prescription drugs, and stimulants to be able to work more hours;
Failure To Properly Maintain Vehicles because drivers do not account for the additional maintenance that should be done to their vehicles that are on the road much more than typical passenger cars; and
Neglecting Traffic Signals such as going through red lights, not stopping at stop signs, and failing to yield the right of way.
These are just some of the causes of Uber and Lyft accidents in Texas, but every case is different. The only way to know for sure if you have a strong claim is to speak to an experienced Texas Uber and Lyft accident attorney.
Insurance Coverage For Uber Accidents
The good news for people that are seriously injured in Texas Uber accidents is that a million dollars in coverage is sometimes available for claims by people injured due to the negligence or recklessness of an Uber driver. It’s important to understand that this level of coverage does not apply to every type of Uber accident. For the coverage to be in effect, the driver must be signed into the app, so you may not qualify even though you saw the sticker on the vehicle. There are also reduced levels of coverage when an Uber driver is not actually engaged in a ride. For example, if you’re a pedestrian hit by an Uber driver while they are waiting for a ride request, the insurance coverage is only $50,000 per person and $100,000 per accident for bodily injury. The million-dollar policy limit kicks in if the driver hits you while on their way to pick up a passenger or with a passenger in the vehicle. It is also in effect if you’re riding in an Uber and you’re hit by an uninsured vehicle.
Lyft has a similar insurance policy in place.
Houston Uber and Lyft Accident Attorney
If you’re injured in a rideshare accident in Texas, it’s essential to contact an experienced Texas Uber and Lyft attorney as soon as possible after the crash. The Morgan Legal Group always goes the extra mile to collect the most significant amount of compensation possible - call (713) 969-5026 to schedule a free consultation.